Crush Your Debt and Build Real Financial Freedom

Tired of losing sleep over money? Get the personal coaching that finally puts you in control and builds the financial security you deserve.

Personal Savings

$ 42,560.00

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Personal Financial Guidelines. Get Work directly with Tray to create a custom plan that fits your unique situation and helps you build real financial confidence.

Personal Financial Guidelines. Get Work directly with Tray to create a custom plan that fits your unique situation and helps you build real financial confidence.

Personal Financial Guidelines. Get Work directly with Tray to create a custom plan that fits your unique situation and helps you build real financial confidence.

Direct Expert Coaching. Connect with Tray whenever you need clarity, motivation, or guidance to overcome any financial challenge you face.

Direct Expert Coaching. Connect with Tray whenever you need clarity, motivation, or guidance to overcome any financial challenge you face.

Direct Expert Coaching. Connect with Tray whenever you need clarity, motivation, or guidance to overcome any financial challenge you face.

Ongoing Support. Get continuous check-ins and adjustments to your plan, ensuring you stay on track toward your financial goals.

Ongoing Support. Get continuous check-ins and adjustments to your plan, ensuring you stay on track toward your financial goals.

Ongoing Support. Get continuous check-ins and adjustments to your plan, ensuring you stay on track toward your financial goals.

Transform your financial future

Master your money management skills

Learn to budget, save, and invest wisely.

Master your money management skills

Learn to budget, save, and invest wisely.

Master your money management skills

Learn to budget, save, and invest wisely.

Achieve financial peace

Transform your financial future with expert guidance.

Achieve financial peace

Transform your financial future with expert guidance.

Achieve financial peace

Transform your financial future with expert guidance.

Design your dream lifestyle

Take the first step towards living life on your own terms.

Design your dream lifestyle

Take the first step towards living life on your own terms.

Design your dream lifestyle

Take the first step towards living life on your own terms.

A Message from Tray

Look, I'm not going to lie to you - I used to be broke. Bills piling up, credit cards maxed out, lying awake at 3am wondering how I'd pay rent. Most 'financial experts' have never been where you are. I have paid off over $110k of debt myself.

Here's what I learned: it's not about making more money first - it's about controlling what you already have. I'll show you the exact process I used to go from financial disaster to financial freedom. No fluff, no theory, just the proven steps that work. The people I coach eliminate debt faster and build wealth quicker because they get a system that actually works. Ready to stop being broke?

Author's photo

Tray Andrews

Founder

A Message from Tray

Look, I'm not going to lie to you - I used to be broke. Bills piling up, credit cards maxed out, lying awake at 3am wondering how I'd pay rent. Most 'financial experts' have never been where you are. I have paid off over $110k of debt myself.

Here's what I learned: it's not about making more money first - it's about controlling what you already have. I'll show you the exact process I used to go from financial disaster to financial freedom. No fluff, no theory, just the proven steps that work. The people I coach eliminate debt faster and build wealth quicker because they get a system that actually works. Ready to stop being broke?

Author's photo

Tray Andrews

Founder

Are we a good fit?

Perfect if you're ready to:

For Young Adults

Build your Financial Foundation

Perfect for those just starting out who want to avoid common money mistakes and build wealth early.

For Young Adults

Build your Financial Foundation

Perfect for those just starting out who want to avoid common money mistakes and build wealth early.

For Young Adults

Build your Financial Foundation

Perfect for those just starting out who want to avoid common money mistakes and build wealth early.

For Growing Families

Protect Your Family's Financial Well-being

Learn proven strategies for budgeting, saving, and planning that create security for your loved ones.

For Growing Families

Protect Your Family's Financial Well-being

Learn proven strategies for budgeting, saving, and planning that create security for your loved ones.

For Growing Families

Protect Your Family's Financial Well-being

Learn proven strategies for budgeting, saving, and planning that create security for your loved ones.

For Beginners

Master Money Without the Overwhelm

Perfect for those who feel lost with finances and need clear, simple guidance to build real stability.

For Beginners

Master Money Without the Overwhelm

Perfect for those who feel lost with finances and need clear, simple guidance to build real stability.

For Beginners

Master Money Without the Overwhelm

Perfect for those who feel lost with finances and need clear, simple guidance to build real stability.

Design your financial
future

  • ASPC

    AeroSpace Solutions

    GNMD

    Genome Dynamics

    QNTX

    QuantumTech

    PHDC

    Photon Dynamics Corp

    ECTE

    EcoTech

  • CYSG

    CyberSec Global

    FFDX

    Future Foods

    NMTL

    NanoMaterials

    GALX

    Galactic Innovations

    SGSY

    SmartGrid Systems

  • RTBX

    RoboTech Industries

    IENC

    Infinite Energy

    UDG

    Urban Development Group

    AQRC

    Aquatic Resources Corp

  • VRTX

    Virtual Reality Ventures

    INTA

    Intelligent Automation

    GHN

    Global Health Networks

    DSPH

    DataSphere Analytics

  • SOLI

    Solar Innovations

    CATX

    Clean Air Technologies

    NTSO

    NeuroTech Solutions

    BFLX

    BioFusion Labs

Beginner-friendly Investing

Learn the basics of stocks, ETFs, and passive income to start building your investment portfolio.

  • ASPC

    AeroSpace Solutions

    GNMD

    Genome Dynamics

    QNTX

    QuantumTech

    PHDC

    Photon Dynamics Corp

    ECTE

    EcoTech

  • CYSG

    CyberSec Global

    FFDX

    Future Foods

    NMTL

    NanoMaterials

    GALX

    Galactic Innovations

    SGSY

    SmartGrid Systems

  • RTBX

    RoboTech Industries

    IENC

    Infinite Energy

    UDG

    Urban Development Group

    AQRC

    Aquatic Resources Corp

  • VRTX

    Virtual Reality Ventures

    INTA

    Intelligent Automation

    GHN

    Global Health Networks

    DSPH

    DataSphere Analytics

  • SOLI

    Solar Innovations

    CATX

    Clean Air Technologies

    NTSO

    NeuroTech Solutions

    BFLX

    BioFusion Labs

Beginner-friendly Investing

Learn the basics of stocks, ETFs, and passive income to start building your investment portfolio.

  • ASPC

    AeroSpace Solutions

    GNMD

    Genome Dynamics

    QNTX

    QuantumTech

    PHDC

    Photon Dynamics Corp

    ECTE

    EcoTech

  • CYSG

    CyberSec Global

    FFDX

    Future Foods

    NMTL

    NanoMaterials

    GALX

    Galactic Innovations

    SGSY

    SmartGrid Systems

  • RTBX

    RoboTech Industries

    IENC

    Infinite Energy

    UDG

    Urban Development Group

    AQRC

    Aquatic Resources Corp

  • VRTX

    Virtual Reality Ventures

    INTA

    Intelligent Automation

    GHN

    Global Health Networks

    DSPH

    DataSphere Analytics

  • SOLI

    Solar Innovations

    CATX

    Clean Air Technologies

    NTSO

    NeuroTech Solutions

    BFLX

    BioFusion Labs

Beginner-friendly Investing

Learn the basics of stocks, ETFs, and passive income to start building your investment portfolio.

Secure Your Financial Future

Phone mockup with bank app screenshot

Secure Your Financial Future

Phone mockup with bank app screenshot

Secure Your Financial Future

Phone mockup with bank app screenshot

Build lasting financial confidence

Create sustainable financial habits that ensure continued growth and stability over the years.

Build lasting financial confidence

Create sustainable financial habits that ensure continued growth and stability over the years.

Build lasting financial confidence

Create sustainable financial habits that ensure continued growth and stability over the years.

Man workin on his budget

Budget Overview

Income

$6,800

Expenses

$3,600

Master Your Budget

Get step-by-step guidance to design a personalized budget that aligns with your lifestyle and goals.

Man workin on his budget

Budget Overview

Income

$6,800

Expenses

$3,600

Master Your Budget

Get step-by-step guidance to design a personalized budget that aligns with your lifestyle and goals.

Man workin on his budget

Budget Overview

Income

$6,800

Expenses

$3,600

Master Your Budget

Get step-by-step guidance to design a personalized budget that aligns with your lifestyle and goals.

How you will win
with money

Your financial journey is unique, which is why I customize these pillars to your specific situation and goals. You can work at your own pace and always reach out to me with any questions or challenges you face along the way. - Tray

  1. 1

    Financial Foundation

  2. 2

    Debt Management

  3. 3

    Smart Budgeting

  4. 4

    Future Planning

  1. 1

    Financial Foundation

  2. 2

    Debt Management

  3. 3

    Smart Budgeting

  4. 4

    Future Planning

  1. 1

    Financial Foundation

  2. 2

    Debt Management

  3. 3

    Smart Budgeting

  4. 4

    Future Planning

The Process

Your journey review

  1. 1

    Establish your goals and financial baseline

    • Work directly with Tray to conduct a comprehensive assessment of your current financial picture, including income, expenses, debts, and assets.

    • Collaborate to define your unique short-term and long-term financial objectives, whether that's eliminating debt, building wealth, or planning for major life changes.

    • Build a personalized financial roadmap created specifically for your situation, complete with realistic milestones and accountability checkpoints tailored to your lifestyle and goals.

  2. 2

    Learn financial literacy through one-on-one sessions

    • Receive personalized financial education tailored to your unique situation and learning preferences.

    • Get real-time answers to your questions and clarification on concepts that matter most to you.

    • Build practical skills through guided exercises using your own financial information.

  3. 3

    Apply financial literacy to gain financial freedom

    • Implement personalized strategies with Tray's ongoing guidance and accountability.

    • Make informed financial decisions with confidence as situations arise in your life.

    • Track your progress toward financial independence with regular check-ins and plan adjustments.

Results

Transform your financial life

Stop Financial Stress

Look, worrying about money every night is stealing years from your life. I'll show you exactly how to handle any financial curveball life throws at you - so you can sleep peacefully knowing you're covered.

Stop Financial Stress

Look, worrying about money every night is stealing years from your life. I'll show you exactly how to handle any financial curveball life throws at you - so you can sleep peacefully knowing you're covered.

Stop Financial Stress

Look, worrying about money every night is stealing years from your life. I'll show you exactly how to handle any financial curveball life throws at you - so you can sleep peacefully knowing you're covered.

Build your Safety net

Most people think you need thousands to start an emergency fund. Wrong. I'll show you how to build real financial security even if you're living paycheck to paycheck right now.

Build your Safety net

Most people think you need thousands to start an emergency fund. Wrong. I'll show you how to build real financial security even if you're living paycheck to paycheck right now.

Build your Safety net

Most people think you need thousands to start an emergency fund. Wrong. I'll show you how to build real financial security even if you're living paycheck to paycheck right now.

Eliminate your debt

Here's the truth: most debt advice assumes you have extra money. I'll give you the exact system I use with real people who have real bills - and they get out of debt faster than they ever imagined.

Eliminate your debt

Here's the truth: most debt advice assumes you have extra money. I'll give you the exact system I use with real people who have real bills - and they get out of debt faster than they ever imagined.

Eliminate your debt

Here's the truth: most debt advice assumes you have extra money. I'll give you the exact system I use with real people who have real bills - and they get out of debt faster than they ever imagined.

Grow Your Wealth

You don't need to be rich to start investing. I'll show you the simple strategies that turn small amounts into real wealth over time - even if you've never invested a dollar in your life.

Grow Your Wealth

You don't need to be rich to start investing. I'll show you the simple strategies that turn small amounts into real wealth over time - even if you've never invested a dollar in your life.

Grow Your Wealth

You don't need to be rich to start investing. I'll show you the simple strategies that turn small amounts into real wealth over time - even if you've never invested a dollar in your life.

Tray Andrews

Meet your coach

Author's photo

Tray Andrews

Author's photo

Tray Andrews

Author's photo

Tray Andrews

Hi, I’m Tray Andrews, founder of Andrews Financial Wellness.

I know firsthand what it’s like to feel stuck and overwhelmed with money — and I also know the freedom that comes when you take control of your finances. That’s why I started coaching: to help people experience the peace, confidence, and independence that comes with financial literacy and financial freedom.

Money touches every part of our lives, yet most people were never taught how to manage it well. My mission is to change that. Through one-on-one coaching, I walk alongside you to build a clear plan, break free from debt, create a budget that works, and develop money habits that last.

I also believe money is a tool — one that God has entrusted us to steward wisely. My approach is rooted in practical strategies and biblical principles that bring balance, purpose, and freedom to your finances.

Everyone deserves the chance to experience true financial freedom — and I’d be honored to help you start that journey

  • PLAN

    EARN

    SAVE

    INVEST

Want to start today for free? Follow Tray on social media for practical tips that can immediately improve your financial situation.

Want to start today for free? Follow Tray on social media for practical tips that can immediately improve your financial situation.

Want to start today for free? Follow Tray on social media for practical tips that can immediately improve your financial situation.

Start building your financial freedom today

Stop letting money stress control your life. Get the personalized coaching and clear roadmap you need to finally build the financial security your family deserves.

24.8%

Total portfolio value

$ 42,560.00

Start building your financial freedom today

Stop letting money stress control your life. Get the personalized coaching and clear roadmap you need to finally build the financial security your family deserves.

24.8%

Total portfolio value

$ 42,560.00

Start building your financial freedom today

Stop letting money stress control your life. Get the personalized coaching and clear roadmap you need to finally build the financial security your family deserves.

24.8%

Total portfolio value

$ 42,560.00

FAQ

Frequently
Asked
Questions

How will working with you as a financial coach benefit me?

I don’t even know where to start — can you help with that?

What exactly does a financial coach do?

How can I afford financial coaching if I don't have much?

I don’t like sharing my personal information — how do I know this will stay private?

How will working with you as a financial coach benefit me?

I don’t even know where to start — can you help with that?

What exactly does a financial coach do?

How can I afford financial coaching if I don't have much?

I don’t like sharing my personal information — how do I know this will stay private?

FAQ

Frequently
Asked
Questions

How will working with you as a financial coach benefit me?

I don’t even know where to start — can you help with that?

What exactly does a financial coach do?

How can I afford financial coaching if I don't have much?

I don’t like sharing my personal information — how do I know this will stay private?

Ready for financial freedom?

Start your financial transformation today with personalized coaching, ongoing support, and a clear roadmap tailored to your situation.

Ready for financial freedom?

Start your financial transformation today with personalized coaching, ongoing support, and a clear roadmap tailored to your situation.

Ready for financial freedom?

Start your financial transformation today with personalized coaching, ongoing support, and a clear roadmap tailored to your situation.